Year 2, week 3: £200,557.16 up 1.57%

Arrowing pointing upPortfolio summary, gain/loss this week ending 22/02/2014:
Total Fund £200,557.16, up £3,094.53, 1.57%
Stocks & Shares ISA is £88,098.39, up £1,143.14, 1.31%
Vantage Fund & Share Account is £112,458.77, up £1,951.39, 1.77%
Year 2 weekly average gain 1.04%
Average annual gain (year 1:year 2) 12.82%

View a summary of the shares (excludes cash) held within each account at 22/02/2014, click on the links below:

ISA Summary 220214
Vantage Summary 220214

Year 2, week 2: £197,462.63 up 0.75%

Arrowing pointing upPortfolio summary, gain/loss this week ending 15/02/2014:
Total Fund £197,462.63, up £1,478.67, 0.75%
Stocks & Shares ISA is £86,955.25, up £764.21, 0.89%
Vantage Fund & Share Account is £110,507.38, up £714.46, 0.65%
Year 2 weekly average gain 0.77%
Average annual gain (year 1:year 2) 12.55%

View a summary of the shares (excludes cash) held within each account at 15/02/2014, click on the links below:

ISA Summary 150214
Vantage Summary 150214

Year 1 review, up 11.78%

I started the year with £165,001.87 and ending with £194,460.47, up £29,458.60. I added £10,020 cash gaining £!9,438.60, 11.78%. Apart from the odd week here and there I kept to weekly summaries as planned and went live with my blog early January 2014. I am feeling happy with the first year results, my worst week losing -£5,924.53, my best week gaining £4,945.21 with an average weekly gain of £388.80. Excluding cash that I have added to the fund I am up 11.78%, lower than my target of 13.7% but I am pretty happy with it.

I like to keep an eye on the average weekly gain because it allows me to compare potential income/gain from other sources mainly property. An option for me is to buy a property and get income from the rent and capital gain as the property increases in value. I have roughly calculated based on my experience with buy-to-let a house worth £195,000 (current fund value) would give me rent of around £180 per week. Taking into consideration the increase in property value in addition to the £180 per week rent, I am happy to keep the money in shares for two reasons, I make more money and the fund is more liquid i.e. it’s easier to turn shares back into cash than it is to sell a house.

As for the annual gain of 11.78%, that’s better than any savings account that is currently available and better than the FTSE 100 performance over the past 12months, confirming that my cash was in the right place. Yes it is below my target due to a couple of bad weeks in the market at the end of my year 1, but I’m cool with that.

I am feeling good, confident even. I’m not a Champagne drinker so I’ll toast the year with a large glass of Rioja, cheers!

Year 2, week 1: £195,983.96 up 0.78%

Arrowing pointing upPortfolio summary, gain/loss this week ending 08/02/2014:
Total Fund £195,983.96, up £1,523.49, 0.78%
Stocks & Shares ISA is £86,191.04, up £929.38, 1.09%
Vantage Fund & Share Account is £109,792.92, up £594.11, 0.54%

View a summary of the shares (excludes cash) held within each account at 08/02/2014, click on the links below:

ISA Summary 080214
Vantage Summary 080214

Year 1, week 52: £194,460.47 down -1.27%

Arrow pointing downPortfolio summary, gain/loss this week ending 01/02/2014:
Total Fund £194,460.47, down -£2,505.24, -1.27%
Stocks & Shares ISA is £85,261.66, down -£1,379.25, -1.59%
Vantage Fund & Share Account is £109,198.81, down -£1,125.99, -1.02%

View a summary of the shares (excludes cash) held within each account at 01/02/2014, click on the links below:

ISA Summary 010214
Vantage Summary 010214