My Bitcoin up 1,348%

Bitcoin 2017 ChartIt was back in December 2013 when I purchased £500 worth of Bitcoin which at the time gave me 0.7 BTC. I kept it to £500 as this was the amount I would initially invest in a single company, larger amounts for investments funds. I was tempted to round things up to to a whole Bitcoin, nonetheless I stuck to my rules and was happy with 0.7 of a Bitcoin.

You can read my post at the time Taking a punt with Bitcoin here.

The value of my Bitcoin fell shortly afterwards and I forgot about it in a kind of ‘just ignore it’ sort of way. Until 2017!

So currently (31/12/17) my 0.7 BTC is worth £7,240.85, a whopping 1,348% increase! Earlier this month it was even higher at over £10,000!

There has been a lot of talk about digital currency this year surrounding the rise of Bitcoin throughout 2017. A number of other digital currencies have come on the scene such as Ethereum and Litecoin, but for now at least, I will stick with my original Bitcoin investment. I am interested to see how far this will go, I am reading everything from a Bitcoin crash to a Bitcoin being worth £1 Million in 5 years. At least for now anyway, I am finding it entertaining and a great source of conversation.

Year 5 summary, month 12: £448,767.92 up 11.65%

Arrowing pointing up2017 has been my second highest annual return in five years! The portfolio is up £33,062.72, 11.65% (returns exclude cash paid in).

The figures are a little skewed in this final summary of 2017 due to the addition of funds added to the Vantage portfolio. An original plan to add £24,000 each year has not happened thus far, so I have put some of the cash from recent property sales (£132,000) into the portfolio to make up for it.

Portfolio end of year summary, gain/loss at 01/12/2017:

Total Fund £448,767.92 up £33,062.72, 11.65%
Stocks & Shares ISA is £204,098.08, up £26,122.80 (Total inc. cash addition £20,000 from Vantage £46,122.80), 16.54%
Vantage Fund & Share Account is £203,032.48, up £2,726.90 (Total inc. cash addition £132,000, minus £20,000 transfer to ISA £114,726.90), 3.09%
SIPP is £41,637.36, up £4,213.02, 11.26%

Year 1 return: 11.78%
Year 2 return: 8.55%
Year 3 + year 4 return: 15.76% (combined as no weekly records kept)
Year 5 return: 11.65%
Year 1 to year 5 average return: 9.55%
(returns exclude cash paid in)

View a summary of the shares (excludes cash) held within each account at 30/12/2017, click on the links below:

Vantage Portfolio Summary 301217
SIPP Portfolio Summary 301217

ISA Portfolio Summary 301217

2017 my first £1 Million milestone

2017-05-16 at 18-40-09

Cafe in Nice at the time my portfolio passed the £1 Million mark

I couldn’t have been in a better location when my overall portfolio of shares and property passed £1 Million net value. I was in the South of France, in the beautiful city of Nice having a few days away following a busy first part of the year. It was a particularly good week on the markets, I was sat outside a cafe enjoying the company of my partner and watching the world go by, we had ordered champagne for no reason other than ‘why not’! It was May 6th 2017 at around 6:40pm when I checked the progress of my shares which had increased sufficiently to push my overall portfolio across the £1 Million mark. My first instinct was to message my old business partner, however in my excitement and after one or two glasses of bubbles I sent the message to the wrong person!

IMG_2098

Investment, Patek Philippe Nautilus

I wanted to mark the occasion and I always thought that I would buy myself something, perhaps an item that would appreciate in value. A friend had introduced the watch brand Patek Philippe to me, having researched I found that these watches can be a good investment. Later that year I took a trip to London and purchased a Patek Philippe Nautilus, a second hand model from Burlington Arcade which bizarrely was considerably more expensive than a new one. However, having visited the Patek Philippe shop on Bond Street I was quickly illuminated to the 8 year waiting list for a new Nautilus which is currently closed to new names!

I loved buying this watch, I love wearing it, I love what it stands for. I feel an immense sense of appreciation every day that I hold and wear it. I think of my life so far and all its blessings, particularly those that light me today. I hope one day to pass it and its story to a younger Barraclough generation.

IMG_0773

Portfolio screen shot at the time it passed £1 Million

My overall portfolio is spread across property and shares, at the time more weighted to property. I have since sold some property and moved the cash into shares, the mix today (31/12/2017) aprox. £550,000 (net value) in property (excluding my own house) and £450,000 in shares. There is also £50,000 in what I call ‘other’ investments. Albeit still weighted to property, I expect the shares portion to catch up over next few years giving me an even balance between the two.

I have a conservative value on my properties, a realistic price, if anything slightly undervalued. I keep a regular eye on similar properties for sale and sold in each area, adjusting my valuations accordingly.

Year 5, month 6: £299,376.09 up 2.19%

Arrowing pointing upPortfolio summary, gain/loss at 01/06/2017:

Total Fund £299,376.09 up £6,421.06, 2.19%
Stocks & Shares ISA is £194,414.20, up £4,695.93, 2.48%
Vantage Fund & Share Account is £64,335.36, up £543.21, 0.85%
SIPP is £40,626.53, up £1,181.92, 3%

Year 1 return: 11.78%
Year 2 return: 8.55%
Year 3 + year 4 return: 15.76% (combined as no weekly records kept)
Year 1 to year 4 average return: 9.02%
(returns exclude cash paid in)

View a summary of the shares (excludes cash) held within each account at 01/06/2017, click on the links below:

ISA Portfolio Summary 010617
SIPP Portfolio Summary 010617
Vantage Portfolio Summary 010617

Year 5, month 5: £292,955.03 up 0.71%

Arrowing pointing upPortfolio summary, gain/loss at 01/05/2017:

A new ISA tax year, taking advantage of ‘Bed & ISA’ £19,531.67 worth of shares have been transferred from my Vantage account into my ISA. It has skewed the individual account details but total fund calculation unaffected.

Total Fund £292,955.03 up £2,062.80, 0.71%
Stocks & Shares ISA is £189,718.27, up £21,825.93, 13%
Vantage Fund & Share Account is £63,792.15, down £19,951.23, -23.82%
SIPP is £39,2444.61, up £188.10, 0.48%

Year 1 return: 11.78%
Year 2 return: 8.55%
Year 3 + year 4 return: 15.76% (combined as no weekly records kept)
Year 1 to year 4 average return: 9.02%
(returns exclude cash paid in)

View a summary of the shares (excludes cash) held within each account at 01/05/2017, click on the links below:

ISA Portfolio Summary 010517
SIPP Portfolio Summary 010517
Vantage Portfolio Summary 010517

Year 5, month 4: £290,892.23 up 0.88%

Arrowing pointing upPortfolio summary, gain/loss at 03/04/2017:

Total Fund £290,892.23 up £2,543.79, 0.88%
Stocks & Shares ISA is £167,892.34, up £2,157.13, 1.30%
Vantage Fund & Share Account is £83,743.38, down £262.07, -0.31%
SIPP is £39,256.51, up £648.73, 1.68%

Year 1 return: 11.78%
Year 2 return: 8.55%
Year 3 + year 4 return: 15.76% (combined as no weekly records kept)
Year 1 to year 4 average return: 9.02%
(returns exclude cash paid in)

View a summary of the shares (excludes cash) held within each account at 03/04/2017, click on the links below:

Vantage Portfolio Summary 030417
SIPP Portfolio Summary 030417
ISA Portfolio Summary 030417

Year 5, month 3: £288,348.44 up 3.36%

Arrowing pointing upA great month, politically there is so much going on predominantly Brexit and President Donald Trump in the US but it is certainly helping the markets. They are calling it the Trump pump! Note that I withdrew £7,135.12 from the Vantage Account, percentages below take this into consideration so may appear on the surface a little skewed.

Portfolio summary, gain/loss at 01/03/2017:

Total Fund £288,348.44 up £9,617.79, 3.36%
Stocks & Shares ISA is £165, 735.21, up £5,992.39, 3.75%
Vantage Fund & Share Account is £84,005.45, up £2,726.89, 3.08% (Note £7,135.12 withdrawn this account, percentage increase based on this still being in account)
SIPP is £38,607.78, up £898.51, 2.38%

Year 1 return: 11.78%
Year 2 return: 8.55%
Year 3 + year 4 return: 15.76% (combined as no weekly records kept)
Year 1 to year 4 average return: 9.02%
(returns exclude cash paid in)

View a summary of the shares (excludes cash) held within each account at 01/03/2017, click on the links below:

ISA Portfolio Summary 010317
Vantage Portfolio Summary 010317
SIPP Portfolio Summary 010317

Year 5, month 2: £285,865.77 up 0.76%

Arrowing pointing upPortfolio summary, gain/loss at 01/02/2017:

Total Fund £285,865.77 up £2,160.57, 0.76%
Stocks & Shares ISA is £159,742.82, up £1,767.54, 1.12%
Vantage Fund & Share Account is £88,413.68, up £108.10, 0.12%
SIPP is £37,709.27, up £284.93, 0.76%

Year 1 return: 11.78%
Year 2 return: 8.55%
Year 3 + year 4 return: 15.76% (combined as no weekly records kept)
Year 1 to year 4 average return: 9.02%
(returns exclude cash paid in)

View a summary of the shares (excludes cash) held within each account at 01/02/2017, click on the links below:

ISA Portfolio Summary 010217
Vantage Portfolio Summary 010217
SIPP Portfolio Summary 010217

Year 5, month 1: £283,705.20 up 15.76%

Arrowing pointing upHappy New Year. I am back on track following 2 years of zero posts, my investments have remained active this past 24 months even if my blogging has not. My plan for 2017 is to post summaries once a month plus the usual investment info that catches my interest. The numbers here are unusual due to them being compared to the last summary from the beginning of 2015 (year 3). The portfolio now has the addition of a SIPP, this is it’s first entry therefore has no change summary.

Portfolio summary, gain/loss at 01/01/2017:

Total Fund £283,705.20 up £33,532.21, 15.76%
Stocks & Shares ISA is £157,975.28, up £53,292.32, 50.91%
Vantage Fund & Share Account is £88,305.58, down -£19,760.11, -18.29%
SIPP is £37,424.34

Year 1 return: 11.78%
Year 2 return: 8.55%
Year 3 + year 4 return: 15.76% (combined as no weekly records kept)
Year 1 to year 4 average return: 9.02%
(returns exclude cash paid in)

View a summary of the shares (excludes cash) held within each account at 01/01/2017, click on the links below:

ISA Portfolio Summary 010117
Vantage Portfolio Summary 010117
SIPP Portfolio Summary 010117

Year 3, week 1: £212,748.65 up 6.51%

Arrowing pointing upGosh, where have the last 24 months gone. Two years ago was the last time I saved my portfolio summaries and it has taken me until now to post them. My plan for 2017 is to get back into my blog, starting tomorrow on New Year’s Day with my latest summaries followed by monthly posts, weekly summaries I feel are a little over kill. So here it is, two years late, figures a little unusual as they are compared to numbers from over 5 months ago. Note that funds have been moved from Vantage to ISA (Bed & ISA) hence a big gain in one and loss in the other.

Portfolio summary, gain/loss at 01/01/2015:

Total Fund £212,748.65 up £13,006.80, 6.51%
Stocks & Shares ISA is £104,682.96, up £17,529.60, 20.11%
Vantage Fund & Share Account is £108,065.69, down -£4,522.80, -4.02%

View a summary of the shares (excludes cash) held within each account at 01/01/2015, click on the links below:

ISA Portfolio Summary 010115
Vantage Portfolio Summary 010115